Wendy Todd

103 Cater Street

St. Simons, GA
$ 1,175,000 Beds 4 Baths 3 Sq 2,626
Monthly Estimate* How much can I afford?

Experience the perfect blend of sleek, contemporary design and laid-back island vibes. This stunningly renovated St. Simons Island home offers a sophisticated sanctuary just minutes from the sands of East Beach. Renovations have been made to maintain the coastal charm while introducing modern finishes. Floor-to-ceiling windows act as a frame for the lush island landscape, drenching the open-concept living spaces with natural light.A flexible bonus room serves as the ultimate "choose your own adventure" space. It's perfectly suited for a private guest suite, home office, or an art studio. The possibilities go on and on! With multiple bedrooms featuring direct outdoor access, it makes indoor/outdoor living a breeze. No need to clutter your living space with beach gear. The property includes a storage shed for bikes and boards, plus a carport to keep your vehicle cool and protected from the Georgia sun. No HOA, and lots of rental potential. The fenced in, level yard provides space to put in a pool if you choose. Whether you're looking for a full-time residence or a premier coastal getaway, this property delivers in every way. Your coastal retreat awaits!

Active

  • Price
  • $ 1,175,000
  • City
  • St. Simons
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Glynn
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.19 Acres
  • Zip
  • 31522
  • Sqr Footage
  • 2,626
  • Year Built
  • 1971
  • Taxes
  • $ 5927
  • Style
  • Ranch
  • MLS#
  • 10737247
Listed By: Emily Hall with Southern Classic Realtors;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,High Speed Internet,Sewer Connected,Water Available
Roof Metal
Appliances Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Oven,Washer
Association Fee Includes None
Patio/Porch Features Patio,Porch
Architectural Style Ranch
Construction Materials Tabby
Year Built 1971
Levels One
Property Subtype Single Family Residence
Tax Year 25
Community Features None
County Glynn
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Kelvin Grove
Garage Y/N false
Full Baths 3
Status Active
Directions From F J Torras Causeway, turn left onto Sea Island Road. Stay in right lane, and turn right at the light onto Demere Rd. Take 2nd exit at roundabout. In 0.3 miles, turn left onto Old Demere Rd. In 397 feet, turn left onto Stewart Dr. In 180 feet, 103 Cater Dr will be on the left
High School Glynn
City St. Simons
Lot Size Units Square Feet
Lot Size Square Feet 8276.4
Carport Y/N true
Elementary School Saint Simons
Land Lease Y/N false
Tax Annual Amount 5927.02
Home Warranty Y/N false
Middle/Junior High School Glynn
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities High Ceilings,In-Law Floorplan,Master On Main Level,Split Bedroom Plan,Walk-In Closet(s)
Basement None
Flooring Hardwood,Tile
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2626
Laundry Features Mud Room
Total Bedrooms 4
Main Level Bedrooms 4
Main Level Bathrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
Dining Room Features Dining Rm/Living Rm Combo

Exterior Features

Fencing Back Yard
Parking Features Carport
Lot Features Level,Private
Water Source Public
Lot Size Area 8276.4
Building Area Total 2626
Lot Size Acres 0.19
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Saint Simons Elementary School
Middle School Glynn Middle School
High School Glynn High School

Price History

4/20/2026 Listed $1,175,000

Property vs Zip Code Average in 31522

Price
AVG $1.56M
$1.18M
Taxes
AVG $6,498
$5,927
Year Built
AVG 2001
1971

In The Neighborhood

Areas That We Cover

103 Cater Street St. Simons, GA is a Single Family Home for sale at $1175000 with 2626 sqft and a lot size of 0.19 Acres Acre(s). 103 Cater Street St. Simons has 4 bedrooms, 3 baths and was built in 1971. The property's zip code is 31522 which is in St. Simons, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Wendy Todd

Wendy Todd

Office Admin/Associate Broker

912-486-4647

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