Wendy Todd

2040 Ridge Road

Cumming, GA
$ 1,249,000 Beds 4 Baths 2.5 Sq 3,066
Monthly Estimate* How much can I afford?

RARE TWO DOCKS! First time on the market. Incredible views of lake from all levels. Experience ultimate Lake Lanier living from this sleek, modern home, completed in 2022 and ideally situated on the highly desirable south side of the lake. Located just 2 miles from GA-400 and 1 mile from the vibrant shopping and dining along Market Place Blvd, this property seamlessly blends everyday convenience with luxury resort living. Designed to maximize the scenery, the residence showcases expansive, panoramic lake views from all three levels, including a stunning upstairs living room built to capture the breathtaking backdrop. An elevator provides easy accessibility throughout the entire home. For water enthusiasts, the deep-water cove features two private docks one with a boat lift and party dock-offering plenty of dock space for all your water toys-plus a gentle, short walk down to the shoreline. You are also just around the corner from Bald Ridge and Habersham marinas for fuel, and minutes from premier waterfront dining. Inside, the spacious layout offers 3 bedrooms and a bunk room with room to expand, 2.5 baths, custom closets, and an advanced security camera system. Premium granite countertops flow throughout the kitchen and all bathrooms, perfectly complementing the custom soft-close cabinetry. Main level with open living dining kitchen concept. The gorgeous primary suite serves as a true luxury oasis with duel head and rain head double shower, his and hers vanities, massive custom closet, expansive lake views and private balcony. The third floor features two bedrooms, bunkroom, large full bath with double vanity, 2nd family room with full Lake views and balcony. Partially finished daylight basement includes a two car garage, studded bathroom, large laundry/mud room, storage room and large room with lake views and easy walk out to lake and docks. Back patio comes fully wired for a hot tub. From sunrise coffee on the balcony or sunset cruises, create lasting memories with family and friends while enjoying the unmatched beauty of lake life.

Active

  • Price
  • $ 1,249,000
  • City
  • Cumming
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Forsyth
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.08 Acres
  • Zip
  • 30041
  • Sqr Footage
  • 3,066
  • Year Built
  • 2022
  • Taxes
  • $ 7408
  • Style
  • Traditional
  • MLS#
  • 10781222
Listed By: Angela Fernandez with Warrior Realty Group;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Available
Roof Metal
Appliances Dishwasher,Electric Water Heater,Microwave,Refrigerator
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s)
Construction Materials Concrete
Year Built 2022
Electric 220 Volts
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
Community Features Lake,Marina
Accessibility Accessible Elevator Installed
County Forsyth
New Construction false
Property Type Residential
HOA false
Attached Garage true
Energy Efficient Appliances,Doors,Insulation,Thermostat,Roof,Water Heater,Windows
Subdivision Name MYRON BAGWELL
Garage Y/N true
Full Baths 2
Status Active
Directions Buford Dam Road to Habersham Marina Road to Right fork on Ridge Road to property on left.
High School Forsyth Central
City Cumming
Lot Size Units Square Feet
Lot Size Square Feet 3484.8
Carport Y/N false
Elementary School Mashburn
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 7408
Home Warranty Y/N false
Middle/Junior High School Lakeside
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Double Vanity,Walk-In Closet(s)
Basement Bath/Stubbed,Daylight,Exterior Entry,Unfinished
Flooring Carpet,Sustainable
Total Fireplaces 1
Fireplace Features Family Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3066
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar
Total Baths 3

Exterior Features

Exterior Amenities Other
Parking Features Garage,Attached,Garage Door Opener
Lot Features Level
Water Source Public
Total Parking 6
Lot Size Area 3484.8
Foundation Details Slab
Building Area Total 3066
Lot Size Acres 0.08
Frontage Length Waterfront Footage: 173
Frontage Type Lakefront,Waterfront
Lot Size Source Owner
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mashburn Elementary School
Middle School Lakeside Middle School
High School Forsyth Central High School

Price History

6/8/2026 Listed $1,299,000
7/29/2026 4% - $1,249,000

Property vs Zip Code Average in 30041

Price
AVG $820K
$1.25M
Taxes
AVG $5,056
$7,408
Year Built
AVG 2005
2022

Areas That We Cover

2040 Ridge Road Cumming, GA is a Single Family Home for sale at $1249000 with 3066 sqft and a lot size of 0.08 Acres Acre(s). 2040 Ridge Road Cumming has 4 bedrooms, 2 baths and was built in 2022. The property's zip code is 30041 which is in Cumming, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Wendy Todd

Wendy Todd

Office Admin/Associate Broker

912-486-4647

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