4770 Alford Commons

Cumming, GA
$ 450,000 Beds 5 Baths 3 Sq 2,786
Monthly Estimate* How much can I afford?

Welcome to Settendown Reserve - one of North Forsyth's most sought-after swim communities! This newer, recently refreshed 5-bedroom home features fresh paint, modern lighting, and stainless steel appliances throughout. Tucked away on a quiet cul-de-sac in a picturesque, walkable community, the property sits on over a quarter acre with no rear neighbors. The open-concept floor plan boasts an oversized great room and a chef's kitchen with granite countertops, a walk-in pantry, and stainless steel appliances. A flexible bonus room works beautifully as a formal dining room, living room, or office, and a main-floor bedroom with full bath offers convenient single-level living options. Upstairs, you'll find a huge loft gathering space, a spacious and private primary suite with an updated bath and double vanity, three oversized secondary bedrooms, two full bathrooms, and the convenience of an upstairs laundry room. Outside, enjoy cozy evenings around the built-in firepit in a fully fenced backyard - perfect for pets, kids, and entertaining family and friends. A low HOA fee covers access to the community pool, playground, and clubhouse. Zoned for highly rated Coal Mountain Elementary, North Forsyth Middle, and North Forsyth High Schools.

Active

  • Price
  • $ 450,000
  • City
  • Cumming
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Forsyth
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 30028
  • Sqr Footage
  • 2,786
  • Year Built
  • 2019
  • Taxes
  • $ 4477
  • Style
  • Traditional
  • MLS#
  • 10794620
Listed By: Evelyn Cook with Virtual Properties Realty.com;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,High Speed Internet,Natural Gas Available,Phone Available,Sewer Available,Sewer Connected,Water Available
Roof Composition
Appliances Dishwasher,Disposal,Range,Stainless Steel Appliance(s)
HOA Fee 700
Association Fee Includes Maintenance Grounds,Swimming
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials Concrete
Year Built 2019
Electric 220 Volts
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features No Dock Or Boathouse
Community Features None
County Forsyth
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Settendown Reserve
Garage Y/N true
Full Baths 3
Status Active
Directions GPS-friendly
High School North Forsyth
City Cumming
Body of Water None
Lot Size Units Square Feet
Lot Size Square Feet 11325.6
Carport Y/N false
Elementary School Coal Mountain
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4477
Home Warranty Y/N false
Middle/Junior High School North Forsyth
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Walk-In Closet(s)
Basement None
Flooring Carpet,Vinyl
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Above Grade Finished Area 2786
Laundry Features Upper Level
Total Bedrooms 5
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Breakfast Bar,Breakfast Room,Kitchen Island,Pantry
Total Baths 3

Exterior Features

Fencing Back Yard,Fenced,Wood
Parking Features Garage
Lot Features Cul-De-Sac,Private
Water Source Public
Total Parking 2
Lot Size Area 11325.6
Foundation Details Slab
Building Area Total 2786
Lot Size Acres 0.26
Lot Size Source Public Records
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Coal Mountain Elementary School
Middle School North Forsyth Middle School
High School North Forsyth High School

Price History

6/27/2026 Listed $475,000
8/6/2026 3% - $460,000
9/18/2026 2% - $450,000

Property vs Zip Code Average in 30028

Price
AVG $690K
$450K
Taxes
AVG $4,731
$4,477
Year Built
AVG 2014
2019

Areas That We Cover

4770 Alford Commons Cumming, GA is a Single Family Home for sale at $450000 with 2786 sqft and a lot size of 0.26 Acres Acre(s). 4770 Alford Commons Cumming has 5 bedrooms, 3 baths and was built in 2019. The property's zip code is 30028 which is in Cumming, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.