Wendy Todd

430 Settlement Road

Epworth, GA
$ 850,000 Beds 4 Baths 3 Sq 2,760
Monthly Estimate* How much can I afford?

Welcome to "Campfire Crest" -- your turnkey mountain retreat in the heart of Epworth; an exceptional luxury escape tucked inside a gated community adjoining the Chattahoochee National Forest, offering direct access to some of North Georgia's most coveted hiking and biking trails. Framed by year-round layered mountain views, this fully furnished 3 bedroom, 3 bath lodge-style retreat plus bonus sleeping loft is thoughtfully curated as a high-performing luxury short-term rental and is sold completely turnkey with designer furnishings and elevated decor throughout. The main level welcomes you with soaring ceilings, warm wood finishes, walls of glass, and a stunning stone fireplace anchoring the open-concept living space. Expansive wraparound decks invite seamless indoor-outdoor living, while the detached party porch with its own stone fireplace creates the ultimate setting for entertaining under the stars. The terrace level is designed for unforgettable gatherings, complete with a spacious den, oversized entertainer's bar, and walkout stone patio leading to a private fire pit and hot tub overlooking the mountains. Adding even more versatility, the detached workout studio offers the perfect wellness retreat, creative space, or private office. An additional buildable lot is included with the sale -- perfect for a guest house, garage, or second home. With fully-paved access, a concrete driveway, and complete privacy. Whether you're seeking a personal mountain sanctuary, luxury investment property, or both, 430 Settlement Road delivers an unmatched blend of adventure, privacy, and refined mountain living.

Under Contract

  • Price
  • $ 850,000
  • City
  • Epworth
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Fannin
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.97 Acres
  • Zip
  • 30541
  • Sqr Footage
  • 2,760
  • Year Built
  • 2007
  • Taxes
  • $ 2495
  • Style
  • Rustic
  • MLS#
  • 10795215
Listed By: Logan Fitts with Mountain Sotheby's International;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central,Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric
Utilities High Speed Internet,None
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Other,Refrigerator,Washer
HOA Fee 1183
Association Fee Includes Other
Patio/Porch Features Deck,Patio
Architectural Style Rustic
Pool Features Pool/Spa Combo
Construction Materials Stone,Wood Siding
Year Built 2007
View Mountain(s)
Levels Three Or More
Property Subtype Cabin,Single Family Residence
Tax Year 2025
Community Features Gated
County Fannin
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name The Settlement
Garage Y/N false
Other Structures Workshop
Full Baths 3
Status Under Contract
Directions From Blue Ridge and HWY 515, take HWY 5 N 3.8 miles to a L onto HWY 2. Follow approximately 7 miles to The Settlement subdivision entrance road on the R. Go through gate (ENSURE YOU HAVE GATE CODE BEFORE TRAVELING) and follow to the very top to 430 on the R. SIP.
High School Fannin
City Epworth
Body of Water None
Lot Size Units Acres
Lot Size Square Feet 129373.2
Carport Y/N false
Elementary School Other
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2495
Home Warranty Y/N false
Middle/Junior High School Fannin
Property Condition Resale
Structure Type Cabin
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending

Interior Features

Interior Amenities Master On Main Level,Other,Separate Shower,Split Foyer,Entrance Foyer,Wet Bar
Basement Finished,Full
Flooring Hardwood,Stone,Tile
Total Fireplaces 3
Fireplace Features Other
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1656
Laundry Features In Basement,Laundry Closet
Total Bedrooms 4
Below Grade Finished Area 1104
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Breakfast Bar,Kitchen Island
Total Baths 3

Exterior Features

Vegetation Wooded
Parking Features Parking Pad
Lot Features Other,Private,Sloped
Water Source Well
Lot Size Area 2.97
Building Area Total 2760
Lot Size Acres 2.97
Lot Size Source Other

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Other Elementary School
Middle School Fannin Middle School
High School Fannin High School

Price History

6/29/2026 Listed $899,000
8/10/2026 3% - $875,000
9/12/2026 3% - $850,000

Property vs Zip Code Average in 30541

Price
AVG $830K
$850K
Taxes
AVG $1,958
$2,495
Year Built
AVG 2004
2007

Areas That We Cover

430 Settlement Road Epworth, GA is a Single Family Home for sale at $850000 with 2760 sqft and a lot size of 2.97 Acres Acre(s). 430 Settlement Road Epworth has 4 bedrooms, 3 baths and was built in 2007. The property's zip code is 30541 which is in Epworth, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Wendy Todd

Wendy Todd

Office Admin/Associate Broker

912-486-4647

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