Wendy Todd

2786 Cardinal Lake Circle

Duluth, GA
$ 399,000 Beds 3 Baths 2.5 Sq 1,994
Monthly Estimate* How much can I afford?

Welcome to this charming ranch-style home in the highly desirable Cardinal Lake community of Duluth! This 3-bedroom, 2.5-bath home offers a spacious and inviting layout with comfortable living spaces throughout. Inside, you'll find a formal living room, a cozy family room with a fireplace, and a separate dining room perfect for gatherings. The renovated kitchen features a view of the backyard, plenty of cabinet storage, and a dedicated breakfast area. The laundry room provides ample storage space for added convenience. The primary suite includes a private ensuite bathroom, while the additional bedrooms offer flexibility for guests, a home office, or everyday living. Recent updates include brand-new gutters, adding value and enhancing the home's exterior. Enjoy outdoor living on the screened-in porch overlooking the large backyard, complete with wooden privacy fencing and plenty of room for entertaining, gardening, or play. The HOA is optional, giving you flexibility while still offering access to fantastic community amenities if desired, including lake access, a clubhouse, swimming pool, and playground area. Conveniently located in the heart of Duluth, this home is just minutes from local restaurants, shopping, parks, and everyday conveniences. Don't miss the opportunity to own this wonderful ranch home in the welcoming Cardinal Lake community!

Active Under Contract

  • Price
  • $ 399,000
  • City
  • Duluth
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Gwinnett
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.55 Acres
  • Zip
  • 30096
  • Sqr Footage
  • 1,994
  • Year Built
  • 1973
  • Taxes
  • $ 4760
  • Style
  • Ranch
  • MLS#
  • 10816785
Listed By: Sally Kim with The Promise Realty Group;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Forced Air,Natural Gas
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,Natural Gas Available,Phone Available,Water Available
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Association Fee Includes Other
Patio/Porch Features Patio,Screened
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Brick
Year Built 1973
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features No Dock Or Boathouse
Community Features Clubhouse,Lake,Playground,Pool,Near Shopping
County Gwinnett
New Construction false
Property Type Residential
HOA true
Attached Garage true
Contingency Other
Subdivision Name Cardinal Lake
Garage Y/N true
Full Baths 2
Status Active Under Contract
Directions GPS Friendly!
High School Duluth
City Duluth
Body of Water None
Lot Size Units Square Feet
Lot Size Square Feet 23958
Carport Y/N false
Elementary School Harris
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4760
Home Warranty Y/N false
Middle/Junior High School Duluth
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract

Interior Features

Interior Amenities Other
Basement None
Flooring Vinyl
Total Fireplaces 1
Fireplace Features Family Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1994
Half Baths 1
Laundry Features Other
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Breakfast Room
Total Baths 3
Dining Room Features Separate Room

Exterior Features

Exterior Amenities Other
Fencing Back Yard,Privacy
Parking Features Garage,Attached,Side/Rear Entrance
Lot Features Private
Water Source Public
Lot Size Area 23958
Foundation Details Slab
Building Area Total 1994
Lot Size Acres 0.55
Lot Size Source Public Records
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harris Elementary School
Middle School Duluth Middle School
High School Duluth High School

Price History

7/31/2026 Listed $425,000
8/20/2026 6% - $399,000

Property vs Zip Code Average in 30096

Price
AVG $530K
$400K
Taxes
AVG $5,178
$4,760
Year Built
AVG 1990
1973

In The Neighborhood

Areas That We Cover

2786 Cardinal Lake Circle Duluth, GA is a Single Family Home for sale at $399000 with 1994 sqft and a lot size of 0.55 Acres Acre(s). 2786 Cardinal Lake Circle Duluth has 3 bedrooms, 2 baths and was built in 1973. The property's zip code is 30096 which is in Duluth, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Wendy Todd

Wendy Todd

Office Admin/Associate Broker

912-486-4647

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