Wendy Todd

20 Pine Lake Drive

Cumming, GA
$ 475,000 Beds 4 Baths 3 Sq 3,040
Monthly Estimate* How much can I afford?

INCREDIBLE NEW PRICE ADJUSTMENT! Welcome home to 20 Pine Lake Drive in Cumming, where comfort, space, and charm come together in this beautiful ranch-style home situated on 1.53 acres with no HOA! Tons of potential!! Home has a full finished terrace level! Inviting living space, features 4 bedrooms and 3 bathrooms, providing plenty of room for family, guests, and everyday living. At the heart of the home, the kitchen is equipped with stainless steel appliances and a spacious peninsula, making it the perfect place to prepare meals, gather with loved ones, or enjoy casual conversations over coffee. The generous living areas offer a warm and welcoming atmosphere with plenty of space to relax, entertain, and create lasting memories. All NEW neutral paint on the main level. This home combines timeless character with the comfort and convenience today's buyers are looking for. The home is ready for your updates and ideas. Minutes to the heart of Cumming, great schools, Cumming City Center, shopping, restaurants and Northside Hospital Forsyth. You will love it here!!

Active

  • Price
  • $ 475,000
  • City
  • Cumming
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Forsyth
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.53 Acres
  • Zip
  • 30040
  • Sqr Footage
  • 3,040
  • Year Built
  • 1970
  • Taxes
  • $ 5029
  • Style
  • Brick 4 Side, Ranch
  • MLS#
  • 10790306
Listed By: Cindy S Swann with HomeSmart;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,Natural Gas Available
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
Association Fee Includes None
Patio/Porch Features Deck,Porch
Architectural Style Brick 4 Side,Ranch
Construction Materials Brick
Year Built 1970
Electric 220 Volts
View Seasonal View
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features None
County Forsyth
New Construction false
Property Type Residential
HOA false
Attached Garage true
Energy Efficient Appliances
Subdivision Name GREENWOOD ACRES
Garage Y/N true
Full Baths 3
Status Active
Directions Please use GPS.
High School Forsyth Central
City Cumming
Body of Water None
Lot Size Units Acres
Lot Size Square Feet 66646.8
Carport Y/N false
Elementary School Kelly Mill
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 5029
Home Warranty Y/N false
Middle/Junior High School Hendricks
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant

Interior Features

Interior Amenities Double Vanity,Master On Main Level,Walk-In Closet(s)
Basement Bath Finished,Daylight,Exterior Entry,Finished,Full
Flooring Carpet,Hardwood,Laminate
Total Fireplaces 1
Fireplace Features Gas Log,Gas Starter
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1520
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 1520
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Solid Surface Counters
Total Baths 3
Dining Room Features Separate Room

Exterior Features

Vegetation Partially Wooded
Parking Features Garage,Attached,Kitchen Level,Garage Door Opener,Side/Rear Entrance
Lot Features Private
Water Source Public
Total Parking 2
Lot Size Area 1.53
Building Area Total 3040
Lot Size Acres 1.53
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Kelly Mill Elementary School
Middle School Hendricks Middle School
High School Forsyth Central High School

Price History

6/22/2026 Listed $600,000
7/7/2026 4% - $575,000
7/22/2026 4% - $549,900
8/22/2026 9% - $500,000
9/11/2026 5% - $475,000

Property vs Zip Code Average in 30040

Price
AVG $790K
$480K
Taxes
AVG $5,193
$5,029
Year Built
AVG 2010
1970

In The Neighborhood

Areas That We Cover

20 Pine Lake Drive Cumming, GA is a Single Family Home for sale at $475000 with 3040 sqft and a lot size of 1.53 Acres Acre(s). 20 Pine Lake Drive Cumming has 4 bedrooms, 3 baths and was built in 1970. The property's zip code is 30040 which is in Cumming, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Wendy Todd

Wendy Todd

Office Admin/Associate Broker

912-486-4647

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